Back to top

Image: Bigstock

Upstart Holdings, Inc. (UPST) Registers a Bigger Fall Than the Market: Important Facts to Note

Read MoreHide Full Article

In the latest trading session, Upstart Holdings, Inc. (UPST - Free Report) closed at $44.87, marking a -7.96% move from the previous day. This change lagged the S&P 500's 0.99% loss on the day. Elsewhere, the Dow lost 0.23%, while the tech-heavy Nasdaq lost 1.58%.

Shares of the company have depreciated by 6.48% over the course of the past month, underperforming the Finance sector's loss of 2.07%, and the S&P 500's gain of 3.59%.

The investment community will be closely monitoring the performance of Upstart Holdings, Inc. in its forthcoming earnings report. The company is scheduled to release its earnings on November 4, 2025. The company's upcoming EPS is projected at $0.42, signifying a 800.00% increase compared to the same quarter of the previous year. Meanwhile, the Zacks Consensus Estimate for revenue is projecting net sales of $281.02 million, up 73.32% from the year-ago period.

For the full year, the Zacks Consensus Estimates project earnings of $1.66 per share and a revenue of $963.44 million, demonstrating changes of +930% and +51.36%, respectively, from the preceding year.

Investors should also pay attention to any latest changes in analyst estimates for Upstart Holdings, Inc. Recent revisions tend to reflect the latest near-term business trends. Consequently, upward revisions in estimates express analysts' positivity towards the business operations and its ability to generate profits.

Our research shows that these estimate changes are directly correlated with near-term stock prices. To utilize this, we have created the Zacks Rank, a proprietary model that integrates these estimate changes and provides a functional rating system.

The Zacks Rank system, which ranges from #1 (Strong Buy) to #5 (Strong Sell), has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. Over the past month, the Zacks Consensus EPS estimate has remained steady. Upstart Holdings, Inc. is currently a Zacks Rank #3 (Hold).

In terms of valuation, Upstart Holdings, Inc. is presently being traded at a Forward P/E ratio of 29.32. This signifies a premium in comparison to the average Forward P/E of 12.06 for its industry.

The Financial - Miscellaneous Services industry is part of the Finance sector. With its current Zacks Industry Rank of 88, this industry ranks in the top 36% of all industries, numbering over 250.

The strength of our individual industry groups is measured by the Zacks Industry Rank, which is calculated based on the average Zacks Rank of the individual stocks within these groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

Remember to apply Zacks.com to follow these and more stock-moving metrics during the upcoming trading sessions.


See More Zacks Research for These Tickers


Normally $25 each - click below to receive one report FREE:


Upstart Holdings, Inc. (UPST) - free report >>

Published in